> For the complete documentation index, see [llms.txt](https://docs.zirodelta.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zirodelta.com/more/faq.md). # FAQ Straight answers about Zirodelta, ZDLT, the Zidee wallet, and how you get paid. *** ## What is Zirodelta? Zirodelta builds programmable personal balance sheets: one balance built to earn, borrow, and spend, so your money never sits idle. The platform behind it is the Zirodelta Financial Engine; Zidee is the wallet that lets you use it; ZDLT and wzdUSD are how the system pays you. The live piece today is the Yield Engine, in its proving phase. Borrowing, spending, and referral income are in development. See [What is Zirodelta?](/getting-started/what-is-zirodelta.md). *** ## What is ZDLT? ZDLT is access and alignment: a token that pays you to stay. Fixed supply of 1 billion, mint and freeze authorities revoked, 0% to the team. Hold ZDLT and you get paid rewards in wzdUSD, more the longer you hold. "Pays you" always means wzdUSD rewards, never a claim about the token's price. *** ## What is wzdUSD, and why am I paid in it? wzdUSD is the dollar you are paid in. It is an appreciating, market-priced dollar, closer to a liquid-staking token than to a $1 stablecoin. It is not pegged to $1 and can trade a little above or below its backing. Rewards are paid in wzdUSD, never in ZDLT, so paying you never dilutes the token. See [wzdUSD](/zdlt-token/wzdusd.md). *** ## Where does the yield come from? From the Yield Engine: a real, market-neutral strategy on Hyperliquid that captures funding payments without betting on price direction. Not from new deposits, and not from printing tokens. See [The Yield Engine](/the-zirodelta-financial-engine/overview.md). *** ## Is the yield guaranteed? No. It is variable and can be low or even zero. Funding can turn negative and fees can eat into it. Anyone promising you a fixed return is lying. *** ## Is it audited? Has it made money yet? Not yet. It is pre-launch. The strategy is being proven on the founder's own roughly $10k on a public address, and it opens to user funds only after an independent security audit and a legal review. Early-stage means higher risk. *** ## Why does holding longer pay more? Rewards scale with your tier and how long you hold: the more ZDLT you hold and the longer you hold it, the larger your share. The whole point is to make holding the dominant move instead of buy-pump-and-dump. See [Tiers](/zidee-wallet/tiers.md). *** ## Is Zirodelta non-custodial? Yes. Your master key lives in Privy's secure enclave and you can export it, and you hold your own ZDLT and wzdUSD. The key that can move funds out of the pool is held off-server; the server holds only a trade-only key that can place the pool's orders but never withdraw, plus a policy-locked signer that can only forward your USDC along the one route you authorize. None can withdraw or send funds anywhere else. See [Custody](/zidee-wallet/custody.md). *** ## What is delta-neutral, and can the position be liquidated by price? Delta-neutral means holding equal and opposite size in spot and perpetual on the same asset, so price moves cancel out and your income is the funding payment. A balanced, fully hedged position is not liquidated by a price move. The real risk is funding turning negative (a yield risk, not a price risk), so the strategy can still lose. See [Delta-Neutral Explained](/the-zirodelta-financial-engine/delta-neutral-explained.md). *** ## Why Hyperliquid's 1-hour funding? Hyperliquid settles funding every hour, versus every 8 hours on most venues, so the same rate compounds more often and the Yield Engine can react to a reversal within the hour. See [Funding Rates on Hyperliquid](/hyperliquid/funding-rates.md). *** ## Will ZDLT get diluted or dumped? No new ZDLT is ever minted, and rewards are paid in wzdUSD, not ZDLT, so paying holders never dilutes supply. Price can still fall, like any token, since any holder can sell. *** ## How do I start? Hold ZDLT in the Zidee wallet at [wallet.zirodelta.com](https://wallet.zirodelta.com). Log in with Discord or email through Privy, with no seed phrase to write down. See [Quick Start](/getting-started/quick-start.md). *** ## Do I need to be a trader? No. The Yield Engine runs in the background. Your job is to hold. *** ## How do I get help or report a bug? * **Discord**: [discord.gg/wSseuK26pH](https://discord.gg/wSseuK26pH) * **Telegram**: [t.me/zirodelta](https://t.me/zirodelta) * **X**: [@zirodelta](https://x.com/zirodelta) --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.zirodelta.com/more/faq.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.