> For the complete documentation index, see [llms.txt](https://docs.zirodelta.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zirodelta.com/modules/fiat-rails.md).

# Fiat rails

Fiat rails connect balances to the regular money world: getting money in, and spending it.

## What it is designed to do

* **On-ramps:** turn bank or card payments into USDC.
* **Card spending:** a card that pays straight from a balance, at the moment of purchase, so the balance can keep working until it is spent.
* **Local rails:** in each country, payments in the local currency through licensed local partners.

## How coverage works

Fiat rails depend on licensed partners, and each partner covers some countries and not others. Coverage will be published per country when integrations go live. Where no partner covers a country, the rails are not available there.

## Status

In development. On-ramp and card integrations are being built and are not live.


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