Business model

No license fee. Zirodelta earns when your balances earn or move.

Who earns

Your app decides how the value the modules create is shared:

• Your app keeps it, as a new line of revenue.

• Your users get it, as a feature, such as balances that earn or lower fees.

• Both, in whatever split you choose.

How Zirodelta earns, per module

Module	What your app gets	How Zirodelta earns
Yield	Earnings on idle balances	A share of what the strategy earns
Credit	Loans and advances for your users	Interest or fees on credit, shared with your app
Conversion	Swaps inside your app	A fee per conversion, shared with your app
Settlement	Payouts and transfers	A fee per settlement
Fiat rails	Getting money in and spending it	A share of partner fees

Percentages are agreed per partner and will be published with each module, not before.

Why this model

Zirodelta only earns when the modules produce something for you. If a module does not earn or move money for your app, it costs you nothing.