> For the complete documentation index, see [llms.txt](https://docs.zirodelta.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zirodelta.com/getting-started/readme.md). # Introduction **Zirodelta builds programmable personal balance sheets.** For you, that means one thing: money that never sits idle. **Zidee** is the wallet that lets you use yours, one balance built to earn, borrow, and spend, powered by the **Zirodelta Financial Engine**. Your money should work as hard as you do. *** ## The pieces, top to bottom * **Zirodelta** is the company. A normal wallet records your balance sheet; Zirodelta builds the system that changes it. * **The Zirodelta Financial Engine** is the platform: the Yield Engine (a delta-neutral funding strategy on Hyperliquid), plus the Credit, Conversion, Settlement, and Treasury Engines, the Referral Graph, and Fiat Rails. The Yield Engine is in its proving phase today; borrowing, spending, and referral income are in development. * **Zidee** is the wallet where you use your balance sheet: [wallet.zirodelta.com](https://wallet.zirodelta.com), installs to your phone. * **ZDLT** is access and alignment, a token that pays you to stay. Hold it in Zidee and you are paid rewards in wzdUSD, never in ZDLT, so holders are never diluted. The longer and the more you hold, the more you are paid. * **wzdUSD** is the working dollar you are paid in. Backed, market-priced, appreciating over time. It is not a $1 stablecoin, and we never call it one. *** ## Where the yield comes from The Yield Engine is a market-neutral strategy that captures funding on Hyperliquid while holding no bet on price direction. The yield comes from that strategy, not from new deposits and not from printing tokens. See [What is Zirodelta?](/getting-started/what-is-zirodelta.md) and [Delta-Neutral Explained](/the-zirodelta-financial-engine/delta-neutral-explained.md). It is real, but it is early. The strategy is being **proven on the founder's own capital first**, on a public address you can watch, before any user money is accepted. Rewards are **variable and never guaranteed**, they can be low or even zero, and the vault stays closed to user funds until an independent **security audit and legal review** are done. We would rather be honest than loud. *** ## Quick facts * **Non-custodial.** Your keys are yours (Privy, exportable). No key we hold can move your funds anywhere: our trading key can only place orders on your own account, and the one bridge signer is policy-locked to the single route you explicitly authorize. See [Custody](/zidee-wallet/custody.md). * **ZDLT:** fixed supply, mint and freeze authority revoked, 0% team allocation. On Solana. * **wzdUSD:** the appreciating dollar you are paid in. Backed, market-priced, not a stablecoin. See [wzdUSD](/zdlt-token/wzdusd.md). * **The app:** [wallet.zirodelta.com](https://wallet.zirodelta.com) (Zidee, installs to your phone). *** ## Where to start * New here? Read [What is Zirodelta?](/getting-started/what-is-zirodelta.md), then [Quick Start](/getting-started/quick-start.md) to set up in minutes and hold ZDLT. Rewards begin once the Yield Engine graduates its proving phase. * Want the plain-English glossary first? [Key Concepts](/getting-started/key-concepts.md) defines the Zirodelta Financial Engine, ZDLT, wzdUSD, tiers, delta-neutral, and the agent wallet. * Want the honest risks? Read the [FAQ](/more/faq.md). --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.zirodelta.com/getting-started/readme.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.